Civic Finance & Civitas Fidelis

We’re back. The posts already appearing here on CIV FI were originally written and accessible at a website launched in the summer of 2009 that was taken down for several months, and now appear here as the opening posts on CIV FI, or http://civfi.com. The earlier site was a placeholder, whereas this one is intended to grow into its name.

As stated on the “About” page, “CivFi.com was created to answer a need for greater discussion among and between investors and policymakers on the issues of financial sustainability.” That is a tall order, but it is truly the only theme that feels appropriate as human civilization enters the 2nd decade of the 21st century facing its biggest financial challenges in eighty years. And these challenges are not over. They’ve just begun. But they can be solved. Ongoing, downwardly spiraling financial catastrophe is not inevitable.

Civic finance is not quite the same as economics. Unlike an economic theory, you can analyze civic finance on a spreadsheet. You can reduce it to cash flow projections. You can isolate your assumptions and you can identify your options, often with unsettling precision. This website was created because there is far too little of this sort of analysis available on the internet, and as a result, there is grossly inadequate discussion regarding everything from infrastructure investment to environmental cost/benefit analysis to public sector deficits, and on and on.

Given the times we live in, with far too many [...] Read More